{"id":517,"date":"2025-04-11T16:13:54","date_gmt":"2025-04-11T16:13:54","guid":{"rendered":"http:\/\/www.pacific-hydro.com\/?p=517"},"modified":"2025-04-11T22:52:11","modified_gmt":"2025-04-11T22:52:11","slug":"best-beginner-credit-cards-to-build-credit-of-2025","status":"publish","type":"post","link":"http:\/\/www.pacific-hydro.com\/index.php\/2025\/04\/11\/best-beginner-credit-cards-to-build-credit-of-2025\/","title":{"rendered":"Best Beginner Credit Cards To Build Credit Of 2025"},"content":{"rendered":"

Building credit from scratch can feel daunting, but picking the right first credit card can help jump-start the journey. There are three types of starter cards to choose from: student cards, secured cards and no-deposit cards (or unsecured cards). Here\u2019s a breakdown of the best starter credit cards in each category, plus advice on how to decide which type of card is the right choice for you.<\/p>\n

.eat-widget-container{border:1px solid #ededed;border-radius:.5rem;box-shadow:0 6px 9px rgba(0,0,0,.06);margin:20px 0;padding:16px}.eat-widget-container .eat-header{display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:600;line-height:22px;padding-right:48px;word-break:break-word}.eat-widget-container .eat-header h2{border-style:none;margin:0;padding:0}.eat-widget-container .eat-header .eat-heading{color:#181716;font-weight:600;line-height:22px;margin:0 0 0 8px}.eat-widget-container .eat-header p.eat-heading{font-size:20px}@media (min-width:1025px){.eat-widget-container .eat-header p.eat-heading{font-size:24px}}.eat-widget-container .eat-header .eat-forbes-icon{flex-shrink:0;margin-top:2px}@media (min-width:768px){.eat-widget-container .eat-header .eat-forbes-icon{margin-top:1px}}.eat-widget-container .eat-wrapper{display:flex;flex-direction:column;padding-bottom:4px;padding-top:10px}.eat-widget-container .eat-wrapper h2{border-style:none}.eat-widget-container .eat-wrapper p{font-family:Georgia,serif;font-size:16px;line-height:26px}.eat-widget-container .eat-wrapper p:last-child{margin-bottom:0}@media (min-width:1024px){.eat-widget-container .eat-wrapper{flex-direction:row}.eat-widget-container .eat-wrapper.left-section-enabled .left-section,.eat-widget-container .eat-wrapper.right-section-enabled .right-section{width:100%}.eat-widget-container .eat-wrapper.right-section-enabled.left-section-enabled .left-section{width:60%}.eat-widget-container .eat-wrapper.left-section-enabled.right-section-enabled .right-section{padding-left:17px;width:40%}}.eat-widget-container .eat-wrapper ol{list-style-position:outside;list-style-type:decimal;margin-bottom:16px}.eat-widget-container .eat-wrapper ol:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ol li{font-size:14px;line-height:21px;margin-bottom:12px}.eat-widget-container .eat-wrapper ol li:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul{margin:0 0 16px}.eat-widget-container .eat-wrapper ul:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul li{font-family:EuclidCircularB,sans-serif;font-size:14px;line-height:21px;list-style-type:none;margin-bottom:12px;padding-left:27px;position:relative}.eat-widget-container .eat-wrapper ul li:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul li:before{background:url(“data:image\/svg+xml;charset=utf-8,%3Csvg width=’17’ height=’17’ fill=’none’ xmlns=’http:\/\/www.w3.org\/2000\/svg’%3E%3Cg clip-path=’url(%23a)’%3E%3Cpath d=’M15.583 7.852v.652a7.083 7.083 0 1 1-4.2-6.474m4.2.803L8.5 9.923 6.375 7.8′ stroke=’%237894D6′ stroke-width=’2′ stroke-linecap=’round’ stroke-linejoin=’round’\/%3E%3C\/g%3E%3Cdefs%3E%3CclipPath id=’a’%3E%3Cpath fill=’%23fff’ d=’M0 0h17v17H0z’\/%3E%3C\/clipPath%3E%3C\/defs%3E%3C\/svg%3E”) no-repeat;content:””;display:inline-block;height:20px;left:0;position:absolute;right:0;top:2px;width:20px}.eat-widget-container .eat-wrapper .left-section{order:2}@media (min-width:1024px){.eat-widget-container .eat-wrapper .left-section{order:0}}.eat-widget-container .eat-wrapper .right-section{flex-shrink:0;margin-bottom:16px;order:1;word-break:break-word}@media (min-width:1024px){.eat-widget-container .eat-wrapper .right-section{margin-bottom:0;order:0;padding-bottom:0}}.eat-widget-container .eat-wrapper a,.eat-widget-container .eat-wrapper b,.eat-widget-container .eat-wrapper em,.eat-widget-container .eat-wrapper i,.eat-widget-container .eat-wrapper span,.eat-widget-container .eat-wrapper strong{font-family:inherit;font-size:inherit;line-height:inherit}.eat-widget-container .eat-wrapper b,.eat-widget-container .eat-wrapper strong{font-weight:600}.eat-widget-container .eat-header-wrap{cursor:pointer;position:relative}.eat-widget-container .eat-header-wrap:after{background:url(“data:image\/svg+xml;charset=utf-8,%3Csvg width=’20’ height=’20’ fill=’none’ xmlns=’http:\/\/www.w3.org\/2000\/svg’%3E%3Cpath fill-rule=’evenodd’ clip-rule=’evenodd’ d=’M15.838 0H4.162c-.527 0-.981 0-1.356.03-.395.033-.789.104-1.167.297A3 3 0 0 0 .327 1.638c-.193.378-.264.772-.296 1.167C0 3.18 0 3.635 0 4.161V15.84c0 .527 0 .981.03 1.356.033.395.104.789.297 1.167a3 3 0 0 0 1.311 1.311c.378.193.772.264 1.167.296.375.031.83.031 1.356.031H15.84c.527 0 .981 0 1.356-.03.395-.033.789-.104 1.167-.297a3 3 0 0 0 1.311-1.311c.193-.378.264-.772.296-1.167.031-.375.031-.83.031-1.356V4.16c0-.527 0-.981-.03-1.356-.033-.395-.104-.789-.297-1.167A3 3 0 0 0 18.362.327c-.378-.193-.772-.264-1.167-.296A17.9 17.9 0 0 0 15.838 0ZM10 5a1 1 0 0 1 1 1v3h3a1 1 0 1 1 0 2h-3v3a1 1 0 1 1-2 0v-3H6a1 1 0 1 1 0-2h3V6a1 1 0 0 1 1-1Z’ fill=’%2344549C’\/%3E%3C\/svg%3E”) no-repeat;content:””;display:inline-block;height:20px;position:absolute;right:0;top:10px;transform:translateY(-50%);transition:all .3s ease;width:20px}.eat-widget-container .eat-header-wrap.active:after{background:url(“data:image\/svg+xml;charset=utf-8,%3Csvg width=’20’ height=’20’ fill=’none’ xmlns=’http:\/\/www.w3.org\/2000\/svg’%3E%3Cpath fill-rule=’evenodd’ clip-rule=’evenodd’ d=’M15.838 0H4.162c-.527 0-.981 0-1.356.03-.395.033-.789.104-1.167.297A3 3 0 0 0 .327 1.638c-.193.378-.264.772-.296 1.167C0 3.18 0 3.635 0 4.161V15.84c0 .527 0 .981.03 1.356.033.395.104.789.297 1.167a3 3 0 0 0 1.311 1.311c.378.193.772.264 1.167.296.375.031.83.031 1.356.031H15.84c.527 0 .981 0 1.356-.03.395-.033.789-.104 1.167-.297a3 3 0 0 0 1.311-1.311c.193-.378.264-.772.296-1.167.031-.375.031-.83.031-1.356V4.16c0-.527 0-.981-.03-1.356-.033-.395-.104-.789-.297-1.167A3 3 0 0 0 18.362.327c-.378-.193-.772-.264-1.167-.296A17.9 17.9 0 0 0 15.838 0ZM6 9a1 1 0 0 0 0 2h8a1 1 0 1 0 0-2H6Z’ fill=’%2344549C’\/%3E%3C\/svg%3E”) no-repeat}.edit-eat-widget{margin:0 0 10px}@media (min-width:768px){.page-template .eat-widget-container:has(.eat-header-wrap.active),.post-template .eat-widget-container:has(.eat-header-wrap.active),.post-template-default .eat-widget-container:has(.eat-header-wrap.active){padding-bottom:24px}}.page-template .eat-widget-container .eat-header-wrap:after,.post-template .eat-widget-container .eat-header-wrap:after,.post-template-default .eat-widget-container .eat-header-wrap:after{background:url(“data:image\/svg+xml;base64,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”) no-repeat}.page-template .eat-widget-container .eat-header-wrap.active:after,.post-template .eat-widget-container .eat-header-wrap.active:after,.post-template-default .eat-widget-container .eat-header-wrap.active:after{background:url(“data:image\/svg+xml;base64,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”) no-repeat}.page-template .eat-widget-container .eat-header,.post-template .eat-widget-container .eat-header,.post-template-default .eat-widget-container .eat-header{font-family:Work Sans,sans-serif}.page-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template-default .eat-widget-container .eat-header .eat-forbes-icon{margin-top:-1px}@media (min-width:768px){.page-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template-default .eat-widget-container .eat-header .eat-forbes-icon{margin-top:-1px}}.page-template .eat-widget-container .eat-header .eat-heading,.post-template .eat-widget-container .eat-header .eat-heading,.post-template-default .eat-widget-container .eat-header .eat-heading{color:#333}.page-template .eat-widget-container .eat-wrapper,.post-template .eat-widget-container .eat-wrapper,.post-template-default .eat-widget-container .eat-wrapper{padding-bottom:0}.page-template .eat-widget-container .eat-wrapper ul li,.post-template .eat-widget-container .eat-wrapper ul li,.post-template-default .eat-widget-container .eat-wrapper ul li{font-family:Work Sans,sans-serif}.page-template .eat-widget-container .eat-wrapper ul li:before,.post-template .eat-widget-container .eat-wrapper ul li:before,.post-template-default .eat-widget-container .eat-wrapper ul li:before{background:url(“data:image\/svg+xml;base64,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”) no-repeat}<\/p>\n

\n
\n
\n
\n

\n Why you can trust Forbes Advisor\n <\/p>\n<\/div>\n<\/div>\n

\n
\n
\n

Our credit card editors are committed to bringing you unbiased ratings and information. Advertisers do not and cannot influence our ratings.<\/strong> We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines<\/a><\/span> and the credit card methodology<\/a><\/span> for the ratings below.<\/p>\n<\/div>\n

\n
    \n
  • Unbiased editorial team<\/li>\n
  • No AI writing<\/li>\n
  • 400+ credit cards rated<\/li>\n
  • 65 years of industry experience<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Building credit from scratch can feel daunting, but picking the right first credit card can help jump-start the journey. There are three types of starter cards to choose from: student cards, secured cards and no-deposit cards (or unsecured cards). Here\u2019s a breakdown of the best starter credit cards in each category, plus advice on how […]<\/p>\n","protected":false},"author":1,"featured_media":259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisor"],"_links":{"self":[{"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/posts\/517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/comments?post=517"}],"version-history":[{"count":1,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/posts\/517\/revisions"}],"predecessor-version":[{"id":518,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/posts\/517\/revisions\/518"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/media\/259"}],"wp:attachment":[{"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/media?parent=517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/categories?post=517"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.pacific-hydro.com\/index.php\/wp-json\/wp\/v2\/tags?post=517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}