{"id":554,"date":"2025-04-14T15:05:09","date_gmt":"2025-04-14T15:05:09","guid":{"rendered":"http:\/\/www.pacific-hydro.com\/?p=554"},"modified":"2025-04-18T23:02:04","modified_gmt":"2025-04-18T23:02:04","slug":"what-is-a-high-yield-etf","status":"publish","type":"post","link":"http:\/\/www.pacific-hydro.com\/index.php\/2025\/04\/14\/what-is-a-high-yield-etf\/","title":{"rendered":"What Is a High Yield ETF?"},"content":{"rendered":"
As income-focused investors look for ways to generate higher returns in a volatile market, the question often arises: What is a high yield ETF, and how does it compare to owning individual stocks?<\/strong> One category gaining attention is option income ETFs<\/strong> \u2014 particularly the YieldMax suite<\/strong>, which includes ETFs like MSTY<\/strong>, based on MicroStrategy (MSTR).<\/p>\n In this article, we\u2019ll examine what high yield ETFs are, how the YieldMax strategy works, and how MSTY has performed over the last year compared to directly holding MSTR stock. The goal is to understand the trade-offs between high monthly income and total return, especially in a year marked by market volatility.<\/p>\n A high yield ETF<\/strong> is an exchange-traded fund that prioritizes income generation, typically offering annualized yields that far exceed those of traditional dividend-paying funds. These ETFs may invest in high-yield corporate bonds, preferred stocks, or, in the case of YieldMax ETFs, use options-based strategies<\/strong> to enhance income.<\/p>\n YieldMax ETFs do not own the underlying stocks directly. Instead, they use derivatives to simulate long exposure to a stock and then generate income by systematically selling call options<\/strong>. This strategy produces steady monthly cash flow but limits upside participation if the stock rises sharply.<\/p>\n MSTY<\/strong>, the YieldMax MSTR Option Income Strategy ETF, is designed to deliver income by writing call options on a synthetic long position in MicroStrategy (MSTR)<\/strong>. This approach enables the fund to:<\/p>\n Generate monthly option premium income<\/strong><\/p>\n<\/li>\n Distribute that income to shareholders as high-yield monthly dividends<\/p>\n<\/li>\n Mitigate capital requirements by not holding the underlying stock<\/p>\n<\/li>\n<\/ul>\n This is an appealing strategy for income-focused investors, especially when the underlying stock is volatile \u2014 which MicroStrategy is, due to its significant Bitcoin exposure.<\/p>\n Over the past 12 months, both MSTY and MSTR delivered strong returns, but for different reasons. Here’s a breakdown of their performance:<\/p>\nUnderstanding High Yield ETFs<\/h2>\n
The Strategy Behind MSTY<\/h2>\n
\n
Performance Comparison: MSTY vs. MSTR (April 2024 \u2013 April 2025)<\/h2>\n